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See: The Federal Equivalent Credit score Option Act prohibits creditors from discriminating from credit score applicants on The premise of race, shade, religion,
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“If a borrower pays the precise sum owing each month for that life of the loan, the Rule of 78 should have no impact on the overall desire compensated,” says Andy Dull, vice president of credit score underwriting for Liberty Economical Asset Management, a debt aid firm.
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